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之前天鴿來襲香港10號風球時我哋亦收到汽車保險客戶查詢, 問如果打8號風球開車時發生交通意外,汽車保險保唔保?
ANSWER:汽車保險一般不保在八號風球以上發生的交通事故。所以在八號風球橫風橫雨下,如此環境已經談不上安全駕駛,一般保險公司都不會受保,賠償亦會成爭議。在八號風球懸掛後的 1 - 2小時內,應盡快停止駕駛活動。
另外,如可避免,不要把車輛停泊在地下停車場 / 不要把車輛停泊有山泥傾瀉危險或有機會水浸的地區,以減低風險。因為如車主把車輛停泊在高風險地區(如:海傍),違反了保險條款,保險公司可以拒絕作出賠償。
如你對颱風對汽車 / 家居造成的影響有任何擬問,可隨時跟我們聯絡。😊
同時請細閱保險計劃條款以免影響你的索償過程。
